People who sustain serious personal injuries need treatment, care and support for their lifetime. Their injuries are life-changing and impact not only the injured person but also their family, friends and community.
The cost of treatment, care and support over a person’s lifetime can be millions of dollars.
People who are not able to access funding via CTP insurance rely on their own assets, taxpayer-funded healthcare and support services, and family members and friends.
The National Injury Insurance Scheme Queensland provides necessary and reasonable treatment, care and support including:
- Medical and pharmaceutical treatment (e.g. doctor’s appointments, medication)
- Dental treatment
- Rehabilitation (e.g. physiotherapy, occupational therapy, speech therapy)
- Respite care
- Attendant care and support services (e.g. personal care and domestic services)
- Aids and appliances (e.g. wheelchairs)
- Educational and vocational training
- Home and transport modifications (e.g. ramps or bathroom rails).
Queenslanders pay for the NIISQ via a levy in conjunction with their Compulsory Third Party (CTP) premium and registration.
The National Injury Insurance Scheme Queensland (NIISQ) levy is collected by the Department of Transport and Main Roads with your regular car registration.
The NIISQ levy varies for each vehicle class. Individuals can:
- calculate the cost of their CTP premium, including the NIISQ levy, at the MAIC website CTP Premium Calculator
- find a breakdown of the NIISQ levy by vehicle class, at the MAIC website Levies and Administration Fee Page
You will find the NIISQ levy listed on the Compulsory Third Party Insurance Information and Premium Offer document sent with your registration.