People who sustain serious personal injuries need treatment, care and support for their lifetime. Their injuries are life-changing and impact not only the injured person but also their family, friends and community.
The cost of treatment, care and support over a person’s lifetime can be millions of dollars.
People who are not able to access funding via CTP insurance rely on their own assets, taxpayer-funded healthcare and support services, and family members and friends.
The National Injury Insurance Scheme Queensland provides necessary and reasonable treatment, care and support including:
- Medical and pharmaceutical treatment (e.g. doctor’s appointments, medication)
- Dental treatment
- Rehabilitation (e.g. physiotherapy, occupational therapy, speech therapy)
- Respite care
- Attendant care and support services (e.g. personal care and domestic services)
- Aids and appliances (e.g. wheelchairs)
- Educational and vocational training
- Home and transport modifications (e.g. ramps or bathroom rails).
Queenslanders pay for the Scheme via a levy in conjunction with their Compulsory Third Party (CTP) premium and registration.
Individuals can calculate the cost of their CTP premium, including the NIISQ levy, at the MAIC website .
The levy is collected by the Department of Transport and Main Roads with your regular car registration.