NIISQ Scheme Insights: Oct-Dec 2025
Overview
Welcome to the latest edition of NIISQ Scheme insights, where we share updates on our initiatives, achievements and ongoing efforts to support participants of the National Injury Insurance Scheme, Queensland.
This quarter, we’re excited to highlight the positive results from the NIISQ participant survey, the celebration of International Day of People with Disability 2025 at NIISQ, updates on the review of our Treatment, Care and Support (TCS) guidelines, the consultation on our draft Provider Guideline, and our innovative research partnership with the University of Queensland.
If you have any questions about this information, please contact niisqcommunications@niis.qld.gov.au.
The data contained below reflects participants who were injured in motor vehicle accidents. For more information on how we assist people injured in work-related accidents, view our page on Work related accidents.
Learn more:
Stay in the loop
To stay informed:
Explore our graphs below to learn more about NIISQ’s current participant cohort.
Tip: When viewing this report on a smaller screen, click the labels on our graphs to view them at a larger size.
Participants
Applications received
When the NIISQ Agency receives an application to join the scheme, we review the application to determine eligibility. Between October and December 2025, we received 45 applications, accepted 26 (on an interim basis), did not accept 13, and had 6 applicants pending decision.
Exited participants
People with eligible injuries enter the scheme as interim participants for up to two years and receive treatment, care and support funded by NIISQ to support their rehabilitation. During this period, we review the participant’s eligibility to remain in the scheme on a lifetime basis or to exit the scheme for various reasons.
Lifetime exited participants
For some participants, the treatment, care and support they have received has been effective in supporting a recovery that means they no longer meet the threshold for a serious personal injury that requires lifetime funding. After their lifetime eligibility assessment, 10 participants exited the scheme last quarter as a result of the treatment, care and support funded by NIISQ.
Lump sum exited participants
Participants who are eligible for lifetime funding might be eligible for a compulsory third party (CTP) insurance claim as well as NIISQ as part of their claim against the at-fault party. By taking a lump sum from both the CTP insurer and NIISQ, 5 participants exited the scheme last quarter.
Active participants
In terms of the current (active) participants in NIISQ, the number of lifetime participants continued to increase as expected. Lifetime participants now account for almost two-thirds of the total active participants.
Injury type
Traumatic brain injury (TBI) continues to be the main injury type for the NIISQ participant cohort, regardless of location or demographic differences.
Participant role in motor vehicle accident
The scheme supports a range of participants who were injured in various circumstances on Queensland roads.
Participant age and gender
Young males aged 16-30 continue to be the major cohort for NIISQ participation.
Participant age and injury type
The cohort of participants with traumatic brain injury is relatively younger in comparison to other injury types, such as spinal cord injury.
Geographical profile
While the majority of participants reside in the Greater Brisbane area, the Sunshine Coast is the next highest area by geographical profile.
Payments for treatment, care and support
Payments by service type
More than 50% of service payments made on behalf of participants are for attendant, care and support which reflects the care and respite that is necessary for people with serious personal injuries.
Legal services and claims
Participant with CTP insurance claims
NIISQ is a no-fault scheme, which means people seriously injured in motor vehicle accidents may be eligible for treatment, care and support regardless of whether they caused the accident. For participants who were not at fault, they may be eligible for a CTP insurance claim in addition to NIISQ. Just over 40% of NIISQ participants also had a CTP insurance claim.
Lump sum eligibility
Participants with a CTP insurance claim who are eligible to take a lump sum opted in the following way at conference:
- 115 participants have settled their CTP insurance claim.
- of those 115 participants, 90 accepted a lump sum from both the insurer and NIISQ.
- 25 participants opted to take the insurer lump sum but decided to stay in NIISQ.
Last updated: March 2026