About NIISQ

We are here to support our participants who have been seriously injured in a motor vehicle accident in Queensland.

  • The National Injury Insurance Scheme, Queensland (NIISQ) funds necessary and reasonable treatment, care and support for people who have sustained an eligible serious personal injury in a motor vehicle accident in Queensland, on or after 1 July 2016.

    NIISQ is a no-fault Scheme, meaning necessary and reasonable treatment, care and support can be funded regardless of who was at fault in the accident. The injured person must also meet all eligibility criteria outlined in the National Injury Insurance Scheme (Queensland) Act 2016 (the NIISQ Act) and the National Injury Insurance Scheme (Queensland) Regulation 2016 (the Regulation).

    In line with the NIISQ Act, an eligible serious personal injury includes:

    • Permanent spinal cord injuries
    • Traumatic brain injuries
    • Multiple or high-level limb amputations
    • Permanent injury to the brachial plexus
    • Severe burns, and
    • Permanent blindness caused by trauma.

    Under the NIISQ Act, the NIISQ Agency may fund necessary treatment, care and support for eligible participants with the above stated serious personal injuries.

    This includes funding the provision of services for:

    • medical or pharmaceutical treatment
    • dental treatment
    • rehabilitation
    • ambulance transportation
    • respite care
    • attendant care and support services
    • aids and appliances
    • prostheses
    • educational or vocational training
    • home or transport modifications.

    People with eligible injuries enter the scheme as interim participants for up to two years and receive treatment, care and support funded by NIISQ to support their rehabilitation. During this period, the NIISQ Agency is required to review the participant’s eligibility to remain in the scheme on a lifetime basis or to exit the scheme for various reasons.

    Different eligibility criteria may apply for participants aged under 18 years.

  • The National Injury Insurance Agency, Queensland (NIISQ Agency) is responsible for assessing eligibility and arranging payment of necessary and reasonable treatment, care and support for NIISQ participants, as well as managing and monitoring the provision of these services.

    As a Queensland Government agency, we work closely with a range of service providers across the state to use an evidence-based research and treatment philosophy that ensures participants in NIISQ have access to services that will provide them with the most benefit for their long-term health.

    Our team benefits from an inclusive and collaborative environment, where staff are provided with opportunities to learn and adopt innovative and co-design techniques, and to suggest ideas that will help us deliver high-quality services for participants and excellence across all our business functions.

    Under the NIISQ Act, our main functions are to:

    • administer the scheme
    • provide information to the community about the scheme
    • monitor and review the operation of the scheme, including the treatment, care and support received by participants under the scheme
    • conduct research and collect statistics about the scheme
    • give advice and information to the Treasurer and the Insurance Commission about the administration, efficiency and effectiveness of the scheme
    • provide support and funding for programs, research and education relevant to the treatment, care and support of participants in the scheme
    • manage the fund that pays for the costs of providing necessary and reasonable treatment, care and support of participants in the scheme
    • set investment objectives for the fund or part of the fund and establish investment strategies and policies to achieve the objectives
    • keep a register of entities providing services under the scheme.

  • Queenslanders pay for the NIISQ via a levy in conjunction with their CTP premium and registration, which is reviewed annually every 1 July. The review involves a detailed process that factors in the longevity of the Scheme, which provides people who sustain eligible serious personal injuries with necessary and reasonable treatment, care and support for their lifetime.

    Serious personal injuries are life-changing and impact not only the injured person but also their family, friends and community. A seriously injured person may require 24-hour per day nursing care assistance, along with significant home modifications and ongoing medical treatment for their lifetime. The cost of treatment, care and support over a person’s lifetime can be millions of dollars. Since its establishment in July 2016, the NIISQ has proven its relevance and importance to Queensland road users through its support of seriously injured people, bringing peace of mind to the injured person, their family and carers.

    The NIISQ levy is collected by the Department of Transport and Main Roads with your regular car registration and is included in the overall cost collected for CTP insurance.

    The NIISQ levy varies for each vehicle class. Individuals can:

Last updated: January 2025