Participants who have a CTP Claim

The information on this page is for National Injury Insurance Scheme, Queensland (NIISQ) participants who also have a valid Compulsory Third Party (CTP) claim.

If you are injured in a motor vehicle accident in Queensland due to the fault (total or partial) of another driver, vehicle owner or another person insured under a CTP insurance policy you may make a CTP claim under the Motor Accident Insurance Act 1994. The claim is made against the CTP insurer of the vehicle that caused the accident. You can still make a CTP claim if you were partially at fault, but your compensation may be reduced to the extent you contributed to your own injuries, for example failing to wear a seat belt. This is known as contributory negligence.

To find out more about Queensland’s CTP scheme, please visit the Motor Accident Insurance Commission website at